There are several types of auto coverage available to keep cars safe on the open road.

The coverage for direct compensation-property damage is available in Ontario and mandatory when driving a vehicle there. When a car accident occurs and the fault is placed on the other vehicle the car damage and personal belongings in your car are covered by this type of plan.

Accident benefits coverage is great to have if an injury or death occurs as part of a car accident. The coverage also provides lost income. Other benefits include payments for those not working who can not live a normal life, payment for home care expenses for a primary care giver who was injured and can not perform his/her duties and payments for medical, rehab or care giver expenses.

Other expenses may be covered in this type of coverage. In addition, those not killed in the car crash can be paid for funeral costs of those who died as a direct result of the accident. Accident coverage is not available in Quebec.
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